Download Our Free Client Contract Template
Protect your photography business with our free client contract template.
What is a Client Contract?
Also known as a client agreement, the purpose is to make both parties aware of their obligations and rights. A client contract can protect photographers and videographers in the event that the agreed price is not met and can help make sure that specific requests are met.
Why You Need a Client Contract
Honest mistakes and misunderstandings can lead to headaches of legal jargon and bigger messes. It is beneficial to you as the photographer or videographer to clearly list out your obligations to the client and the client's obligations to you.
Client contracts can protect you from the risk of claims as well as help with expectations with clients. It can protect your business when it comes to setting standards and practices.
Speaking of claims...
In addition to a client contract, we highly recommend you fully cover your business with Photography & Videography Insurance. Full Frame Insurance can protect your business from the cost of claims associated with the industry. One claim can cost several thousand dollars and have the power to financially devastate your business.
Protect your business today with Photography and Videography Insurance.
Common Claims
The most common claims we see are cases where a client trips and injures themselves on business equipment, or a student accidentally breaks something at your place of business.
Types of Coverage
As a business owner, it is important to know the types of resources available to you that make running your business less stressful. Tutor Insurance offers:
General Liability
$1M Occurrence / $2M Aggregate
General liability insurance can protect your business from the cost of third-party injury and property claims.
Camera Equipment Coverage
$1,000 Occurrence / $5,000 Aggregate
Camera equipment coverage can protect your business from the cost of repairing or replacing damaged or stolen business equipment—including camera bodies, lenses, lighting equipment, and more.
Professional Liability
$250k Occurrence / $250k Aggregate
Professional liability insurance can protect your business from the cost negligence claims that may arise from any professional errors. This includes any errors or omissions made during the teaching process or failure to help a student achieve certain goals.
Cyber Liability
Cybercrime is on the rise, making cyber liability insurance a great addition to your tutor insurance policy. Cyber liability protects your business from the cost of first and third-party claims that could arise from a cyber security breach.
Additional Insureds
If you rent your business space from a landlord, they may require you to include them as an additional insured on your insurance policy. You can add this to your policy for just $30.